USER AGREEMENT
 
By accessing or using this Britannia Capital (“Britannia”) web site (the "Website"), you hereby accept and agree to comply with the terms and conditions set forth in this User Agreement. This User Agreement is a binding agreement between you and Britannia, and governs your access and use of the Website, which includes any information, data, tools, products, services and other content (together, "Content") available on or through the Website.  

NO OFFER OF SECURITIES

None of the material on this site is to be used or considered as an offer to sell or a solicitation of any offer to purchase and interest in any investment product or fund managed by Britannia. 
  
All Content is for informational purposes only. Nothing on the Website is an offer or solicitation to buy or sell any security. Although the Website may include investment-related information, nothing on the Website is a recommendation that  you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. Britannia does not give any advice or make any representations through the Website as to whether any security or investment is suitable to you or will be profitable. Investments in securities discussed herein may not be suitable for all investors. Investors must make their own investment decisions based on their specific investments objectives and financial position and using such independent advisors as they believe necessary. Nothing on the Website is intended to be, and you should not  consider anything on the Website to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial, advisors, accountants or attorneys regarding your individual circumstances and needs.  

THE PAST PERFORMANCE OF ANY INVESTMENT, INVESTMENT STRATEGY OR INVESTMENT STYLE IS NOT INDICATIVE OF FUTURE PERFORMANCE.

Income from investments may fluctuate. The price or value of the investments, to which this Website relates, either directly or indirectly, may fall or rise against the interest of investors. 

Britannia's ownership of the Content: 

This Website and its Content are owned by Britannia, its affiliates and/or third parties. The Website is protected by one or more copyrights, patents, database  rights, trademarks, servicemarks and/or other intellectual property and   proprietary rights that are owned by Britannia, its affiliates and/or third parties. 
 
Representations/Warranties: 
 
BRITANNIA AND ITS AFFILIATES DISCLAIM ALL WARRANTIES WITH RESPECT TO THE SITE AND THE CONTENT THAT THE LAW ALLOWS THEM TO DISCLAIM. THE SITE, INCLUDING ALL CONTENT, IS PROVIDED  "AS IS" AND "AS AVAILABLE." BRITANNIA AND ITS AFFILIATES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND WITH RESPECT TO THE SITE AND THE CONTENT INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR  PURPOSE AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND PROPRIETARY RIGHTS. WITHOUT LIMITING BRITANNIA’ GENERAL DISCLAIMER, BRITANNIA AND ITS AFFILIATES DO NOT WARRANT THE AVAILABILITY, RELIABILITY, ACCURACY, COMPLETENESS, TIMELINESS, FUNCTIONALITY, SEQUENCING OR SPEED OF DELIVERY OF THE SITE OR ANY PART OF THE CONTENT.

Your Liability for Breach of Use: 
 
You will be responsible for any liability to Britannia or its affiliates that arises out of your breach of this User Agreement or your use of the Website. You agree to  indemnify, defend and hold harmless Britannia and its affiliates, agents, employees and third party sources from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable  attorneys' fees) that arise from or relate to: your use of the Website; your breach of this User Agreement or any representation, warranty or covenant made by you in this User Agreement; your violation of any applicable law, statute, ordinance, regulation or of any third party's rights in connection with your use of  this Website; or claims asserted by third parties which, if proven, would place you in breach of representations, warranties, covenants or other provisions contained in this User Agreement.